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House versus Apartment: The Pros and Cons of Each!

Updated: Jun 5

When you’re getting ready to buy your first home, one of the biggest decisions a lot of people face is whether to go for a house or an apartment. Each has its own set of advantages and challenges—here’s what you need to know to make the right choice for your lifestyle and budget.


Irish people have generally been drawn to houses over the last few generations and the apartment culture that has been around for decades in other countries around the world has only really started to set in here this century. But with more apartments being built than every before, it's now a real choice for many buyers.


1. Space and Privacy

  • House: Generally offers more space, including a private garden, attic, and sometimes a garage. You’ll have more privacy, no shared walls, and freedom to renovate (subject to planning).

  • Apartment: Typically smaller, with shared walls and communal areas. Outdoor space is usually limited to a balcony or shared courtyard. Less privacy, but less to maintain.


A family playing football in the private garden of their home. Something apartments will lack.
A family playing football in the private garden of their home. Something apartments will lack.

2. Maintenance and Upkeep

  • House: Owners are responsible for all repairs, gardening, and upkeep—costs can add up, but you control when and how things get done.

  • Apartment: Maintenance of common areas (hallways, lifts, gardens) is handled by the management company, funded through annual fees. Fewer day-to-day worries, but less control over communal decisions.


In a house you are responsible for all maintenace and repairs to the external of the property. In an apartment you are only responsible for what is between the 4 walls.
In a house you are responsible for all maintenace and repairs to the external of the property. In an apartment you are only responsible for what is between the 4 walls.

3. Cost Considerations

  • House: Usually more expensive to buy and maintain. Higher property tax, insurance, and utility bills, but value can appreciate more over time, especially in popular areas.

  • Apartment: Generally more affordable upfront, but management fees are an ongoing cost. Utility bills may be lower due to smaller size.

    In general a 2 bed house will cost more than a 2 bed apartment in the same location. So you'll need more savings and/or a bigger mortgage!
    In general a 2 bed house will cost more than a 2 bed apartment in the same location. So you'll need more savings and/or a bigger mortgage!

4. Location and Lifestyle

  • House: More likely found in suburbs, towns, or rural areas—ideal for families or anyone wanting more space and quieter surroundings. Commute times may be longer, so check public transport options.

  • Apartment: More often located in city/town centres or close to amenities—perfect for those who want to be near work, nightlife, and public transport. Great for busy professionals or those who value convenience.

Generally, the close you get to a town or city centre, the more apartments/flats you will find.
Generally, the close you get to a town or city centre, the more apartments/flats you will find.

5. Security and Community

  • House: Security depends on the area. You’re responsible for alarms and locks. Community feel varies—can be close-knit or more private.

  • Apartment: Many apartment blocks have secure entry, CCTV, and on-site staff. Living close to neighbours can foster a sense of community, but also means less privacy.


Most modern apartment blocks are secured with access control systems which make them very difficult for thieves.
Most modern apartment blocks are secured with access control systems which make them very difficult for thieves.

6. Flexibility and Future Plans

  • House: Easier to extend or renovate as your needs change (subject to planning). More suitable for growing families or those planning to stay long-term. In fact, you do not even need planning permission for a rear extension under 40sq meters!

  • Apartment: Limited scope for major changes. Ideal for first-time buyers, downsizers, or those who may want to move again in a few years.

A rear house extension of up to 40sq meters can be build with no planning permission. Once it complies with building regulations.
A rear house extension of up to 40sq meters can be build with no planning permission. Once it complies with building regulations.

Key Takeaways for Buyers in Ireland

Every family is different. So you do need to take your time and make your decision. If you are thorn between the two, go and view a few properties to help make up your mind!

  • If you value space, privacy, and the freedom to personalise your home, a house may be the better fit.

  • If you prefer convenience, lower maintenance, and city living, an apartment could be right for you.

  • Always factor in ongoing costs (like management fees for apartments or maintenance for houses) and think about your long-term plans.


Before you decide, use tools like the Home Hunter Report to compare properties, check broadband and phone coverage, review local amenities, and get a feel for the area.


Whether it’s a house or an apartment, making an informed choice will help you buy with confidence.

 
 
 

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